There are few companies that function autonomously in today's business environment. Forming solid partnerships is key to success. The following companies work with AmericaOne to deliver proven solutions to our customers.

	Concord® Concord® is a vertically integrated electronic transaction processor, providing transaction authorization, data capture, settlement and funds transfer services to financial institutions, supermarkets, petroleum retailers, convenience stores and other independent retailers. Concord's primary activities include Payment Services, providing credit, debit, check authorization and electronic benefits transfer (EBT) processing services to selected retail segments; and Network Services, providing gateway processing, ATM driving, online and signature-based debit card processing, and network access to the financial services industry under the Cash Station®, MAC® and STAR® brands.
	Paymentech® Dallas-based Paymentech® delivers secure and reliable payment service in merchant-acquiring and point-of-sale transaction processing with a wide array of product functionality and support. Paymentech processed approximately 3.7 billion total transactions and $114 billion in bankcard sales volume in 2001. Founded in 1985, Paymentech is the nation's premier processor and acquirer of credit card transactions.
	Vital Processing Services® (Vital®) Vital Processing Services is the world's recognized leader in technology-based, commerce enabling-services. Vital's clients include a variety of companies, commonly referred to as Merchant Service Providers (MSPs). Vital's product offerings include comprehensive merchant settlement and accounting systems as well as a broad range of Point-of-Sale products and services. Vital's solutions provide processing services for both physical and Web-based merchants. Vital Processing Services is a merchant processing joint venture of Visa U.S.A. and Total System Services, Inc.® (TSYS®). Vital is the exclusive provider of VisaNet POS Services.